Solutions
01Receivables
Receive PaymentRequest PaymentsInvoice AutomationCheck DraftDeposit Slip
02More capabilities
IntegrationsDigital WalletDeveloper APIPositive PayShipping LabelDocument Mailing
03Payables
Send PaymentsBill PaymentMass/Bulk PaymentsPrint Checks Yourself NowMail Checks USPS/FedExeChecksInternational PaymentsACH/Direct Deposit
Real Time PaymentsVirtual CardPay Vendor By Credit CardPay Rent by Credit CardPay Payroll by Credit CardWire TransferEmail to Bill
04Industries
GovernmentUtilitiesHealthcare IndustryEducationCall CentersInsuranceMass TransitMembership ClubsRetail
Billing ServicesProfessional ServicesFood & BeverageConstructionWine and SpiritsCharitableLogisticsWholesale
Not sure where to start?Book a demo
Pricing
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Log inBook a demoGet started
Solutions
Accounts ReceivableReceive PaymentRequest PaymentsInvoice AutomationCheck DraftDeposit Slip
Accounts PayableSend PaymentsBill PaymentMass/Bulk PaymentsPrint Checks Yourself NowMail Checks USPS/FedExeChecksInternational PaymentsACH/Direct DepositReal Time PaymentsVirtual CardPay Vendor By Credit CardPay Rent by Credit CardPay Payroll by Credit CardWire TransferEmail to Bill
Other CapabilitiesIntegrationsDigital WalletDeveloper APIPositive PayShipping LabelDocument Mailing
IndustriesGovernmentUtilitiesHealthcare IndustryEducationCall CentersInsuranceMass TransitMembership ClubsRetailBilling ServicesProfessional ServicesFood & BeverageConstructionWine and SpiritsCharitableLogisticsWholesale
PricingFAQAbout UsContact
Log inBook a demoGet started

See ZIL MONEY in action.

We want to make your life easier.

  • Talk to a real product expert on a live screen share.
  • See features built around how your business pays and gets paid.
  • All the ways you need to send or receive payments.
Book Demo Now

Or call us at (408) 775-7720

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Bank Account Number

Ready to pay?Get started
A form wants your bank account number?

Find your account number today. It usually sits in the middle of the line at the bottom of a check.

Your bank account number is the code that points to your own account. It is not the same as the routing number. Below is where to find yours and how to use it when you pay.

  • Where to look for your account number
  • Account number vs routing number
  • How to pick the account when you pay
Get startedBook a demo
MAIN

Dashboard

Verification Center
PAYABLES

Send Payment

Payments Out

Payroll by Credit Card

Payees

Bulk Payment Center

Bills

Bill Inbox
RECEIVABLES

ACCOUNTS

BUSINESS TOOLS

SERVICES

SETTINGS

Search…
Credits  $1,010.00

James
Company
JA

Send Payment
Pay
Receive
How much would you like to send?
$
0.00
1,420.00
Who are you paying?

Select or search payee
Harbor Supply Co.

Pay from

Select pay from
Bank Account

Select a bank account

Select or search bank account
Operating Account

How would you like to send it?

Select or search a method
ACH / Direct Deposit

Memo
Add a short note for your records
Invoice 3318
Save Payment
Confirm Payment Details
Payment secured by Zil Money | PCI DSS Compliant
Harbor Supply Co.
harbor@example.com
Cedar Office Supply
cedar@example.com
Redwood Plumbing
redwood@example.com
Wallet
Pay from your Zil wallet balance
Credit Card
Pay with a linked credit card
Bank Account
Pay from a linked bank account
Operating Account
Payroll Account
Let the vendor decide
ACH / Direct Deposit
Same Day ACH
Wire
Virtual Card

Payment submitted
Your payment to Harbor Supply Co. was submitted.
Paid to
Harbor Supply Co.
Method
ACH / Direct Deposit
Amount
$1,420.00
MAIN

Dashboard

Verification Center
PAYABLES

Send Payment

Payments Out

Payroll by Credit Card

Payees

Bulk Payment Center

Bills

Bill Inbox
RECEIVABLES

ACCOUNTS

BUSINESS TOOLS

SERVICES

SETTINGS

Search…
Credits  $1,010.00

James
Company
JA

Payments Out
Payments Out
Manage outgoing payments, track status, and reconcile transactions

New payment
Bulk payments
Payee
Amount
Source
Created By
Memo
Reference ID
Status
Harbor Supply Co.
$1,420.00

Operating Account
James
Invoice 3318
1007
Processing
Completed
Harbor Supply Co.
$420.00

Operating Account
James
Order 3310
1006
Completed
Cedar Office Supply
$215.00

Operating Account
James
Invoice 771
1005
Completed

AICPA SOC 1AICPA SOC 2PCI DSS CertifiedISO 27001 CertifiedISO 9001 CertifiedISO 20000 CertifiedNIST SP 800-53A Revision 5HIPAA CompliantCCPAGDPR

Account number or routing number?

You usually need both.

Account numberPoints to your own account. Keep it private, and share it only with people you trust.
Routing numberPoints to the bank itself. Many accounts at the same bank share one.

Add the account once. Pick it when you pay.

Use the Select a bank account field in Send Payment.

Pick the account

In Send Payment, choose the bank account the money comes from.

Pay
Receive
How much would you like to send?
$
0.00
1,420.00
Who are you paying?

Select or search payee
Harbor Supply Co.

Pay from

Select pay from
Bank Account

Select a bank account

Select or search bank account
Operating Account

How would you like to send it?

Select or search a method
ACH / Direct Deposit

Memo
Add a short note for your records
Invoice 3318
Harbor Supply Co.
harbor@example.com
Cedar Office Supply
cedar@example.com
Redwood Plumbing
redwood@example.com
Wallet
Pay from your Zil wallet balance
Credit Card
Pay with a linked credit card
Bank Account
Pay from a linked bank account
Operating Account
Payroll Account
Let the vendor decide
ACH / Direct Deposit
Same Day ACH
Wire
Virtual Card

Payment submitted
Your payment to Harbor Supply Co. was submitted.
Paid to
Harbor Supply Co.
Method
ACH / Direct Deposit
Amount
$1,420.00
Payments Out
Manage outgoing payments, track status, and reconcile transactions
Payee
Amount
Source
Created By
Harbor Supply Co.
$1,420.00

Operating Account
James
Harbor Supply Co.
$420.00

Operating Account
James
Cedar Office Supply
$215.00

Operating Account
James

Follow it in Payments Out

Each payment shows as Processing, then Completed.

Who are you paying?

Select or search payee
Harbor Supply Co.

Pay from

Select pay from
Bank Account

Select a bank account

Select or search bank account
Operating Account

How would you like to send it?

Select or search a method
ACH / Direct Deposit

Operating Account
Payroll Account

Payments Out
Manage outgoing payments, track status, and reconcile transactions
Payee
Amount
Source
Created By
Harbor Supply Co.
$1,420.00

Operating Account
James
Harbor Supply Co.
$420.00

Operating Account
James
Cedar Office Supply
$215.00

Operating Account
James

More ways to send

Choose ACH, Same Day ACH, or Wire on the same screen.

ACH paymentsWire transfers

Add a note

Put a memo on the payment so you can find it later.

MemoInvoice no.Category

Keep your books in sync

Works with QuickBooks, Xero, Zoho, and other accounting tools.

See all integrations

Works with the tools you already use.

Connect your accounting tools and more. See all integrations

QuickBooks OnlineQuickBooks DesktopXeroZoho BooksFreshBooksSage Business Cloud AccountingOracle NetSuiteMicrosoft Dynamics 365WaveBill.comOdooSalesforceHubSpotZapierSlack

Small number, big headache.

Here is what gets in the way, and how ZIL MONEY helps.

I cannot find my account number.

Look in your bank app. Open your account details, or look near the top of a statement.

I am not sure it is the right number.

Compare it with your statement. Read it back digit by digit before you save it.

I have more than one account.

Each account has its own number. Make sure you copy the number for the account you plan to use.

I worry about sharing it.

Share it only when needed. Give it to people you trust and who need it to pay you or to set up a payment.

I am not sure where it goes in ZIL MONEY.

Use the bank account field. In Send Payment, choose the account in the Select a bank account field.

I am not always at my desk.

Use your phone or tablet. Do it from anywhere.

Four steps from lookup to payment.

Find the number. Add the account. Send.

1

Find the number

Open your bank app or a statement and read the account number.

2

Add the account

Enter the account number and the routing number.

3

Pick it in Send Payment

Choose it in the Select a bank account field.

4

Confirm and track

Confirm the payment, then follow it in Payments Out.

What businesses say about ZIL MONEY.

In their own words, from businesses that use ZIL MONEY.

Rachel Ruiz, Business Strategy Manager at Lennar Title

“Working with ZIL MONEY has been such a great experience.”

We use their platform to create and send eChecks to multiple parties, and it’s been incredibly smooth and efficient. Anytime we have a question or run into an issue, their team is quick to respond and always helpful.

Rachel RuizBusiness Strategy Manager, Lennar Title
Mike S. of Experity

“ZIL MONEY has been a game-changer for our business!”

Their payment support is top-notch, quick, reliable, and always ready to assist with any questions we have.

Mike S.Experity
Cory Edwards, Owner of Edwards Holdings Realty

“The most helpful part is that ZIL MONEY can be used by everyone.”

It’s very easy to navigate. The user interface is very easy to learn. It solves the problem of having various accounting software separately and unable to integrate.

Cory EdwardsOwner, Edwards Holdings Realty

Common questions

What is a bank account number?
It is the number that identifies your account at your bank. A payment uses it, together with the routing number, to reach the right account.
Where can I find my bank account number?
Look in your bank app under account details, or near the top of a statement.
Is the account number the same as the routing number?
No. The routing number points to the bank. The account number points to your account at that bank.
Do all my accounts share one number?
No. Each account has its own number.
Is it safe to share my account number?
Share it only with people who need it, and whom you trust. If you are unsure, ask your bank.
How do I use an account in ZIL MONEY?
Choose it in the Select a bank account field when you send a payment.
Can I see the payments I already sent?
Yes. Every payment appears in Payments Out, so you can look back at what you sent.
Does it work with QuickBooks?
ZIL MONEY connects with QuickBooks, Xero, Zoho, and other accounting tools, so your payments and books stay in sync.

Have your number? Send your first payment.

Open an account, or book a short demo and we will show you around.

Get startedBook a demo

Have a question? Talk to our team

$ $1,010
Send Payment
How much would you like to send?
$
0.00
1,420.00
Who are you paying?
Select or search payee
Harbor Supply Co.

Pay from
Select pay from
Bank Account

Select a bank account
Select or search bank account
Operating Account

How would you like to send it?
Select or search a method
ACH / Direct Deposit

Memo
Add a short note for your records
Invoice 3318
Confirm Payment Details
Select a bank account
Operating Account
Payroll Account

$ $1,010
Send Payment

Payment submitted
Your payment to Harbor Supply Co. was submitted.
Paid to
Harbor Supply Co.
Method
ACH / Direct Deposit
Amount
$1,420.00
Done

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Pay and get paid, in one account.
01Solutions
Accounts PayableAccounts ReceivableIntegrationsExpense ManagementBank DataDeposit SlipsMail DocumentShipping LabelAPI
02Payables
Send PaymentsBill PaymentMass PaymentsPrint ChecksMail CheckseChecksDomestic Wire
03Receivables
Receive PaymentRequest PaymentSend Payment LinksCheck DraftInvoice AutomationReceive ACH
04Integrations
QuickBooks OnlineQuickBooks DesktopQuickBooks PayrollZoho BooksZoho PayrollGustoZapierCreate Checks From PDFXero
05Resources
BlogsWhat's NewDeveloperLLMsNewsContactPress KitReferral ProgramKnowledge base
DisclaimerPrivacy PolicyTerms & ConditionsCookie Policy
© 2026 Zil Money. All rights reserved.
Zil Money, is a financial technology company, not a bank. Banking and money movement services are provided through partner financial institutions and licensed service providers. FDIC insurance coverage applies only to eligible deposit products and accounts, and is subject to applicable terms, conditions, limitations, and requirements. Additional information regarding partner institutions, products, and services is available in the applicable terms and agreements.
"Zero fees," "Pay $0," "Get Started Free," and similar no-fee claims apply only to qualifying accounts and eligible transactions. To qualify for certain no-fee services, customers must maintain a minimum average wallet balance of $10,000 as required under the Wallet Deposit Policy. Accounts that do not meet applicable eligibility requirements may be subject to fees. See the Fee Schedule and Terms & Conditions for details.
Cash-back rewards are available only on qualifying transactions and are subject to eligibility requirements, program rules, and change without notice.
Payment speed claims, including "instant," "same-day," and "within minutes," apply only to eligible transactions and may vary based on payment rail availability, banking partner cut-off times, recipient financial institution processing, compliance reviews, fraud prevention measures, network availability, and other factors.
All products and services are subject to applicable laws, regulations, and the Zil Money Terms & Conditions.